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Study abroad ROI calculator

Is a degree abroad worth it for you? Pick a country, your level and field. See the total cost in rupees, your EMI, what you could save after graduating and how long it takes to earn the money back.

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About the study abroad ROI calculator

What does the ROI calculator include?

Tuition, living costs, visa and travel, insurance, any loan interest and the salary you would have earned in India while studying, minus scholarships and part-time earnings. After you graduate, it counts what you can save from your salary abroad after tax and living costs.

Where do the fees and salaries come from?

From our country guides, which are built from official and published sources and were checked in October 2026. Salaries are typical starting ranges for each field, not job offers. You can change every number.

What is a good payback period?

Many students aim to earn back their investment within the post-study work period of the country, so that the payback doesn't depend on getting a longer work visa. Compare countries in the table under the calculator.

Is a job abroad guaranteed after studying?

No. Job markets for new graduates differ a lot by country and field, and most countries need an employer-sponsored permit after the post-study work period. The calculator shows what the numbers look like if you do find work in your field.

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