What is an Online B.Com?
An online B.Com (Bachelor of Commerce) is a three-year undergraduate degree in accounting, finance, taxation, economics and business law, studied online over six semesters.
It is a popular choice for students preparing for CA, CMA or CS who need a degree alongside, for people already working in accounts or banking, and for anyone who wants a flexible commerce degree.
The university must be entitled by UGC-DEB to offer the online B.Com for your session. A degree from an entitled university is to be treated as equivalent to a B.Com earned on campus.
Plan for 8 to 10 hours a week. Some universities offer honours or specialised tracks such as international finance or accounting with ACCA papers.
Key highlights
Quick read
- Three years, six semesters; most universities allow up to five years
- Open to Class 12 pass students; commerce background helps but most universities accept any stream
- Financial accounting, corporate accounting, taxation, auditing, economics and business law
- Honours or specialised tracks at some universities
- Fits well alongside CA, CMA or CS preparation
- Equivalent to a campus B.Com when the university is UGC-DEB entitled
Online B.Com from top universities
- SVKM's Narsee Monjee Institute of Management Studies (NMIMS)
Mumbai, Maharashtra
UGCNAAC
Total fee ₹94,000
- Amity University, Noida (Uttar Pradesh)
Noida, Uttar Pradesh
UGCNAACNIRF
Total fee ₹99,000
- Manipal University Jaipur
Jaipur, Rajasthan
UGCNAACNIRF
Total fee ₹1,05,000
- JAIN (Deemed-to-be University)
Bengaluru, Karnataka
UGCNAACAICTE
Total fee ₹1,20,000
- Shoolini University of Biotechnology and Management Sciences
Solan, Himachal Pradesh
UGCNAACTHE
Total fee ₹1,20,000
Validity and approvals
| Approval | What it means for you |
|---|---|
| UGC-DEB entitlement | The one that matters most. Under the UGC (Open and Distance Learning Programmes and Online Programmes) Regulations, 2020, a university may run an online degree only if the UGC's Distance Education Bureau lists it, for that programme, for your admission session. Check the university and the programme on deb.ugc.ac.in before you pay. |
| Equivalence with a regular degree | The 2020 Regulations say a degree earned online from an entitled university is to be treated as equivalent to the same degree earned on campus. Some employers, exam boards and foreign bodies apply their own rules, so check them if you have a specific job or exam in mind. |
| NAAC grade | The National Assessment and Accreditation Council grades a university's overall quality. A strong NAAC score is also one of the routes by which a university becomes eligible to offer online programmes. |
| NIRF rank | The Ministry of Education's annual National Institutional Ranking Framework. A rank shows how the university as a whole compares; it is not a ranking of its online programme. |
| AIU membership | Membership of the Association of Indian Universities helps when another university or an employer abroad assesses your degree, for example for admission to a higher degree. |
| WES and other foreign evaluations | If you may study or work abroad later, ask World Education Services (or the evaluator your destination uses) whether it evaluates online degrees from your chosen university. Several universities say theirs are accepted; confirm with the evaluator before you rely on it. |
Online vs regular B.Com
| Factor | Online | Regular (on campus) |
|---|---|---|
| Where and when you study | From home, around your job; recorded lectures plus scheduled live sessions | On campus, on the college timetable |
| Total cost | Usually lower; no hostel or relocation costs | Higher tuition at many institutes, plus living costs |
| Can you keep working? | Yes, most learners do | Usually not for a full-time programme |
| Exams | Online, with remote proctoring at most universities | In-person exams at the institute |
| Networking and campus life | Online forums, live classes and occasional meet-ups | Daily contact with classmates, clubs and campus events |
| Placements | Career support and job portals; campus-style placement is limited | Campus placement for many B.Com programmes |
| Recognition | Equivalent to the regular degree if the university is UGC-DEB entitled | Recognised if the university is UGC-recognised |
Is an Online B.Com right for you?Tell us your job and goals; a counsellor will compare universities and fees for you.
Online B.Com subjects and syllabus
Our summary of the common core across the online B.Com programmes on this site and typical UGC-model B.Com curricula.
Semester 1
- Financial Accounting
- Business Organisation and Management
- Micro Economics
- Business Communication
Semester 2
- Corporate Accounting
- Business Law
- Macro Economics
- Business Mathematics and Statistics
Semester 3
- Cost Accounting
- Company Law
- Income Tax Law and Practice
- Computer Applications in Business
Semester 4
- Management Accounting
- Banking and Insurance
- Indirect Tax (GST)
- E-commerce
Semester 5
- Auditing and Corporate Governance
- Financial Management
- Two electives
Semester 6
- Financial Markets and Investments
- Elective
- Project
Eligibility
Class 12 from a recognised board, usually with 40% to 50% marks. Most universities accept any stream; a few prefer commerce.
- Class 12 pass from a recognised board
- Usually 40% to 50% aggregate, depending on the university
- Commerce at Class 12 is preferred by some universities, but most accept any stream
- No entrance exam at most universities
Duration and mode
| Programme length | 3 years (6 semesters) |
|---|---|
| Maximum time allowed | Usually 5 years |
| Credits | Around 120 to 132 credits, depending on the university |
| Mode | Recorded and live lectures, e-books, problem sets and assignments |
| Exams | End-of-semester exams, mostly online with remote proctoring |
| Weekly study time | Plan for 8 to 10 hours a week |
Online B.Com fees by university
Total programme fees range from ₹94,000 to ₹1,20,000 across the 5 universities we compare. These are list prices from the universities' websites (October 2026), before scholarships or offers.
| University | Duration | Total fee | Per semester | |
|---|---|---|---|---|
| NMIMS CDOEMumbai, Maharashtra | 3 years (6 semesters) | ₹94,000 | ₹18,000 | Details |
| Amity University OnlineNoida, Uttar Pradesh | 3 years (6 semesters) | ₹99,000 | – | Details |
| Online ManipalJaipur, Rajasthan | 36 months (6 semesters) | ₹1,05,000 | ₹17,500 | Details |
| Jain OnlineBengaluru, Karnataka | 3 years | ₹1,20,000 | – | Details |
| Shoolini University OnlineSolan, Himachal Pradesh | 3 years (6 semesters) | ₹1,20,000 | – | Details |
Admission procedure
- Check the university and the online B.Com on deb.ugc.ac.in for your session
- Apply on the university's official portal
- Upload Class 10 and 12 mark sheets, ID and photo
- Register on the Academic Bank of Credits (ABC) if asked
- Pay the first-semester fee to the university's own account
Top Online B.Com specialisations
- Accounting and FinanceDeeper accounting, finance and financial analysis.3 universities offer it →
- International Finance and AccountingGlobal accounting standards and international finance, sometimes aligned with ACCA papers.2 universities offer it →
- HonoursA more intensive B.Com with extra papers and, at some universities, a research component.1 university offer it →
Career scope and salary
| Role | Typical salary |
|---|---|
| Accountant | Average base pay about ₹3.1 lakh a year; middle 80% earn ₹1.5 lakh–₹6.2 lakh (PayScale India, updated June 2026) |
| Tax Consultant (with experience) | Average base pay about ₹6.9 lakh a year; middle 80% earn ₹3.2 lakh–₹10 lakh (PayScale India, updated June 2026; small sample of 72 profiles) |
| Relationship Manager (banking) | Average base pay about ₹4.5 lakh a year; middle 80% earn ₹2.5 lakh–₹10 lakh (PayScale India, updated July 2026) |
| Financial Analyst (with experience) | Average base pay about ₹5.7 lakh a year; middle 80% earn ₹2.7 lakh–₹10 lakh (PayScale India, updated July 2026) |
Is it worth it?
- Worth it if you're preparing for CA, CMA or CS and need a flexible degree alongside, or if you already work in accounts or banking.
- Check exam dates: university exams and professional exams can clash.
- A B.Com leads to M.Com, MBA or professional qualifications later.
Online B.Com: FAQs
Can I do an online B.Com with CA?
Many students do. The flexible schedule suits CA, CMA and CS preparation; check that the semester exams don't clash with your professional exams.
Can a science or arts student join an online B.Com?
Most universities accept Class 12 from any stream.
Is an online B.Com valid for government jobs?
Under the UGC's 2020 Regulations, an online degree from a UGC-DEB entitled university is to be treated as equivalent to the regular degree. Check each job notification for its own conditions.
What can I do after an online B.Com?
An M.Com or MBA, professional qualifications such as CA, CMA or ACCA, or jobs in accounts, banking, tax and finance.
How many hours a week?
Plan for 8 to 10 hours a week.
Sources
- UGC Distance Education Bureau: list of entitled universities and programmes (opens in a new tab)
- University Grants Commission (opens in a new tab)
- NAAC: accreditation status of institutions (opens in a new tab)
- NIRF rankings (Ministry of Education) (opens in a new tab)
- PayScale India: salary data by job (read October 2026) (opens in a new tab)